Bajaj Housing Finance Limited (BAJAJHFL) Q1 Results FY27 Preview: Date, Time, Expectations & Key Things To Watch

Bajaj Housing Finance Limited enters its Q1 FY27 results following a strong start to the year, having already confirmed 24% YoY AUM growth in its preliminary business update. Investors will be focused on whether this growth momentum can be sustained alongside margin pressures stemming from elevated money market rates and the ongoing competitive challenge of balance-transfer attrition.

Bajaj Housing Finance Limited Q1 Results Date and Time

The board meeting is scheduled for 29 July 2026 to consider the unaudited financial results for the quarter ended 30 June 2026.

What to expect from Bajaj Housing Finance Limited's Q1 FY27 results

Bajaj Housing Finance is demonstrating robust growth, with preliminary Q1 FY27 data showing disbursements of Rs. 19,500 Cr and AUM growth of 24% YoY, landing squarely within the 24–26% medium-term guidance. While volume growth remains strong, the company faces a significant margin headwind as the 5-year AAA corporate bond yield spiked to over 8% in late May 2026, creating pressure on the cost of funds that was not present in the previous fiscal year. Asset quality remains a pillar of stability, with GNPA levels holding at 27 bps in Q4 FY26, and the company is expected to maintain this performance in the current quarter given its high-credit-score borrower base. The upcoming call will be critical for management to provide updated guidance on NIM trajectory and to confirm whether the anticipated moderation in balance-transfer (BT-out) attrition has begun following the May 2026 timeline.

Key Things To Watch

Performance vs Guidance Tracking

• AUM Growth — 24–26% medium-term target — 24% YoY reported in Q1 FY27 business update
• GNPA — 40–60 bps medium-term target — 27 bps as of Q4 FY26

Operating metric trajectory

• Gross disbursements reached Rs. 19,500 Cr in Q1 FY27, up from Rs. 17,506 Cr in Q4 FY26
• Sambhav (Affordable Housing) run rate progress toward the Rs. 600+ Cr monthly target set for Q4 FY27

Risks and headwinds to monitor

• BT-out attrition trends to see if the expected May 2026 stabilisation has occurred
• Cost of funds impact from the May 2026 period where AAA 2–5 year yields breached 8%