Housing & Urban Development Corporation Limited Q4 Results 2026 Preview: Date, Time, Expectations & Key Things To Watch

CompoundingAI Research Updated May 14, 2026 3 min read

Housing & Urban Development Corporation Limited (HUDCO) heads into its Q4 results following a year of record-breaking loan sanctions and robust infrastructure financing growth. Investors will be looking for confirmation on the company's margin trajectory and the status of its board composition following recent regulatory compliance updates.

Quick Details
Results dateMay 14, 2026
QuarterQ4 FY 2025-2026
Previous quarter revenueRs. 9,587.54 Cr
Previous quarter PATRs. 2,053.06 Cr
Previous quarter EBITDA margin2.88%
Market capRs. 43,281.06 Cr
CMPRs. 216.2

Housing & Urban Development Corporation Limited Q4 Results Date and Time

The board meeting is scheduled for May 14, 2026, to consider the audited financial results for Q4/FY 2025-26 and recommend final dividend for FY 2025-26.

What to expect from Housing & Urban Development Corporation Limited's Q4 FY26 results

In its most recently reported quarter, HUDCO posted revenue of Rs. 9,587.54 Crore, PAT of Rs. 2,053.06 Crore, and an EBITDA margin of 2.88%. Provisional loan sanctions for FY 2025-26 surged 28.76% YoY to Rs. 1,64,757 Crore, while disbursements reached Rs. 51,194 Crore. Management has highlighted that the 9MFY26 NIM of 2.88% was impacted by backloaded disbursements and lower resolution income of Rs. 16 Crore, though they anticipate a 10 basis point improvement going forward. The company is actively working toward its long-term goal of a Rs. 3 Lakh Crore loan book by 2030, supported by a committed pipeline of Rs. 2.5 Lakh Crore from existing MOUs.

Key Things To Watch

Performance vs Guidance Tracking

  • Loan Book FY26 — Rs. 1.6 Lakh Cr — On track with Rs. 1,55,631 Cr achieved in 9M
  • Disbursements FY26 — Rs. 50,000 Cr — On track with Rs. 51,194 Cr provisional
  • NIM FY26 — 3.0-3.1% — 2.88% achieved in 9M
  • Zero NNPA — Within 18 months — 0.06% achieved in 9M

Strategic Updates

  • PMAY 2.0 participation as central nodal agency for 1 Crore homes by 2029
  • Bhikaji Cama Place redevelopment project progress under NBCC partnership
  • First project sanctions under the new private sector lending underwriting framework

Risks and headwinds to monitor

  • Board composition non-compliance fine of Rs. 5,42,800 and recent Independent Director departures
  • NCLT liquidation progress for the remaining Rs. 800 Crore of gross NPAs
  • FCNR forex loss impact on PAT, with management stating this quarter should be the last for such losses

Frequently Asked Questions

When will HUDCO announce Q4 FY 2025-2026 results?

HUDCO will announce its Q4 FY 2025-2026 results on May 14, 2026.

Will HUDCO announce a dividend with these results?

Yes, the board meeting scheduled for May 14, 2026, includes an agenda item to recommend a final dividend for FY 2025-26.

What was HUDCO's revenue in its previous quarter?

HUDCO reported operational income of Rs. 9,587.54 Crore for the 9M FY26 period.

What is HUDCO's strategy for private sector lending?

HUDCO has re-entered private sector lending using a two-graded appraisal approach focusing on project bankability and investment-grade ratings. The company is developing a market-oriented policy framework with knowledge partners to ensure asset quality.

Is HUDCO on track with its loan book growth guidance?

Yes, HUDCO is on track, having achieved Rs. 1,55,631 Crore in 9M FY26 against a revised FY26 target of Rs. 1.6 Lakh Crore.

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