SAMMAANCAP Q4 Results 2026 Preview: Date, Time, Expectations & Key Things To Watch

CompoundingAI Research Updated May 15, 2026 3 min read

Sammaan Capital is transitioning from a legacy mortgage-focused lender to a diversified NBFC following its landmark strategic partnership with International Holding Company. Investors will be looking for clarity on the company's revised FY27 growth targets and the operational impact of its recent capital infusion and credit rating upgrades.

Quick Details

Results date	May 20, 2026
Quarter	Q4 FY 2025-2026
Previous quarter revenue	Rs. 2,157.54 Cr
Previous quarter PAT	Rs. 314.08 Cr
Previous quarter EBITDA margin	5.5%
Market cap	Rs. 16,586.7 Cr
CMP	Rs. 143.13

SAMMAANCAP Q4 Results Date and Time

The company will hold a board meeting on May 20, 2026, to consider FY26 audited results and fund-raising via debt securities.

What to expect from SAMMAANCAP's Q4 FY26 results

In its most recently reported quarter, Sammaan Capital posted revenue of Rs. 2,157.54 Cr, PAT of Rs. 314.08 Cr, and an EBITDA margin of 5.5%. The company is currently executing a major strategic pivot, with management aiming to expand its product suite from 4 to over 15 loan products by FY2029. Following the Rs. 8,850 crore investment from International Holding Company, management anticipates a total cost of fund reduction of at least 200 basis points over time. The company is actively revising its FY27 guidance targets, including AUM growth and ROE goals, following the successful completion of the IHC promoter transaction.

Key Things To Watch

Performance vs Guidance Tracking: The company is currently revising its long-term targets following the IHC transaction.

Growth AUM — Rs. 1 lakh Cr target by FY27 — Under revision
Cost-to-income ratio — 3.2% target — Currently 3%
Legacy book resolution — On track for Rs. 8,000 Cr reduction in FY26

Strategic and Corporate Updates: Key milestones regarding the IHC partnership and corporate restructuring.

IHC investment — Rs. 8,850 crore capital infusion completed with IHC becoming promoter
Demerger status — NSE and BSE approvals received for SFL demerger; NCLT filing authorized
Branch expansion — Target of 350 branches by FY27 and 1,500+ by FY2029

Financial Metrics and Risk: Core operational trends and regulatory monitoring.

NIM trend — 5.5% in Q3 vs 6.2% in Q4 FY25 due to retailization
Credit quality — GNPA at 1.2% and NNPA at 0.7%
Regulatory — RBI and SEBI approval status for preferential allotment

Frequently Asked Questions

When will Sammaan Capital announce Q4 FY 2025-2026 results?

Sammaan Capital is scheduled to announce its results on May 20, 2026.

What was Sammaan Capital's revenue in its previous quarter?

The company reported a consolidated revenue of Rs. 2,157.54 Cr for the quarter ended December 31, 2025.

What is the status of the IHC strategic investment?

International Holding Company (IHC) formally became the promoter on May 15, 2026, following an investment of approximately Rs. 8,850 crore. The transaction includes a 41.24% stake on a fully diluted basis.

Is Sammaan Capital on track with its legacy book reduction?

Yes, the company is on track to meet its FY26 target of reducing the legacy AUM by Rs. 8,000 crore. As of Q1 FY26, the legacy book had reduced to a little over Rs. 23,000 crore.

What is the outlook for Sammaan Capital's cost of funds?

Management anticipates a total cost of fund reduction of at least 200 basis points over time post the IHC transaction. This is expected to translate into a 50% impact on PAT.